A fee-free way to pay for student insurance on Edvisor from 21 August.
OSHC has had a year of change. With the Australian government's deed changes reshaping commission structures across the industry, agencies and education providers are rethinking how they buy, sell, and pay for student insurance. Margins that were already tight got tighter.
We've been rethinking it too. Not just to adapt, but to make the experience genuinely better for the partners we work with. That's why we launched Pay Later: a fee-free way to book insurance on Edvisor, built around the flexibility agencies have been asking us for.
Why we built it
Commission changes driven by the deed have put pressure on margins across the board. At the same time, card processing costs, always a quiet cost of doing business, have become harder to absorb.
We didn't want to simply pass that pressure on. We wanted to give agencies a real choice in how they pay.
Pay Later is that choice. It moves your insurance invoicing to a simple monthly cycle, with no card fees attached, ever. The booking experience you already know on Edvisor doesn't change. You just get more breathing room on how and when payment happens.
What Pay Later means
- Predictable monthly invoicing. Instead of settling every transaction individually, your bookings roll up into one invoice each month.
- Zero card fees. Pay Later is completely fee-free. Full stop.
- The same fast booking flow. Nothing changes about how you search, quote, or book insurance for your students.
- A simple one-time setup. A short company-level agreement, and you're set for every booking going forward.
Prefer to keep paying by card? That option isn't going anywhere. Card payments remain available for any agency that wants them, now with a 2.5% platform fee to help offset processing costs. For agencies looking to avoid that entirely, Pay Later is a straightforward, fee-free alternative from day one.
Built for how agencies actually operate
Cash flow matters. So does time. Reconciling dozens of individual card transactions against student bookings is work your team could be spending on students instead.
Pay Later was designed with that reality in mind: fewer transactions to track, one predictable invoice a month, and no surprise costs eating into commission that's already thinner than it used to be.
"We wanted agencies to have a genuine option here, not just a workaround," says Ben Delaney, Sales Director at Edvisor. "The deed changes affected everyone in this space. Pay Later is our way of making sure the way you pay doesn't have to be another thing working against your margin."
Getting started takes minutes
- Head to your Edvisor account settings
- Select Activate Pay Later
- Complete the short company agreement
- You're set. Every booking from here on is invoiced monthly, fee-free
If you have questions about what this means for your agency, your Account Manager is on hand to walk you through it.
From Aug 21st, Pay Later is accessible to all Edvisor customers. Activate it whenever you're ready. Every booking after that is invoiced monthly, fee-free.
Not on Edvisor yet? Book a walkthrough and see how agencies quote, book, and manage student insurance alongside courses, accommodation, and add-ons in one place.